20 Winners for Macy’s $1,000 Giveaway!

Macy’s is celebrating Fourth of July in a couple of different fun way!

First, Save 20% off with code: FOURTH + free shipping on orders over $99+.

It’s not too late to grab your red white and blue outfits for next week – for the whole family!

Toddler Dress

 

Second, enter their $1,000 giveaway!

20 winners will each win a $50 gift card to Macy’s.

Hurry the sale and giveaway end July 4th.

What is your family doing on the 4th of July?

This post is sponsored by Macy’s and Savings.com. Links are affiliate and all opinions are my own.

 

 

Reasons to Consider Getting Life Insurance

*this is a guest post

You may not have life insurance because you think you are too young to get it. Although that is a common way of thinking for many young adults, anything can happen at the most unexpected moment, and sometimes it is better to plan ahead just to stay on the safe side. Studies show that while 85 percent of adults in the United States believe it is important to have this type of insurance, only around 62 percent of those adults have obtained life insurance. The last thing most people want to think about is death because it may feel a bit morbid to them, but death is something that happens unexpectedly. If your family would struggle financially in the aftermath of your death, insurance is something you should start to consider.

1. It Provides Protection to Families

One of the most important reasons to get Columbia life insurance is to make sure that your family is protected in the event of your death. If you are the primary breadwinner who brings home the bulk of the family’s income, an unexpected death could easily cause a financial strain on your loved ones. If that is not something you would want them to deal with during a time when they should be grieving without the added stress, it is important to have the extra protection. There are different types of life insurance policies available. Even if your budget is a bit tight, there are some options with lower monthly premiums that provide enough coverage to ensure that your family will receive financial help if you were to pass away.

2. The Terms Are Adjustable

When you first decide to get a policy, you may initially agree to certain terms, but those terms are often adjustable. People change their mind and should be able to change the terms if they would like to do so. For example, you may initially agree to a certain amount of insurance that would be provided to your family members in the event of your death. You could agree to that amount because the monthly premium fits within your ideal price range based on your set budget. If you are earning more at some point in the future, you may want to increase the benefits a bit more, too. As a result, your monthly premium may increase.

In addition to altering the amount of money your family would receive from the policy, you could choose to start with term insurance and then change it over to whole life at some point in the future. Changing over to the whole life option means you would receive coverage for the rest of your life instead of just for a certain period of time.

3. You Will Have the Added Peace of Mind

Having peace of mind is most important. The future is unpredictable and that is why preparing for what could happen is something you should do in advance. When you decide to get life insurance, you may start to feel comfortable knowing your family would not have to struggle with finances if you were to pass away. For example, your children may be used to a certain way of life. If you passed away, the children would be going through the grieving process, and the last thing you would want them to have to deal with is the stress of not having enough money for basic necessities. The policy you choose could help you sleep better at night.

Whether you are young or old, having your own life insurance policy is important. It provides the protection that your family needs and deserves. It gives you peace of mind knowing your loved ones would be taken care of financially if you were no longer around.

*thank you for this guest post!